Liyara Tech Stack & Infrastructure Overview
For Investor Review – Future-Facing, Scalable, and Secure
Core Differentiator
Liyara is a caregiver-first financial automation platform, integrating AI-powered bill management, legal authorization tools, and immutable transaction tracking. Our modular, microservices-driven architecture ensures scalability, security, and compliance without being locked into any single technology provider.
Tech Stack Overview
Liyara is built with flexibility in mind, allowing seamless adaptation as we scale. While we currently leverage third-party solutions for financial data aggregation and payments, we maintain the ability to transition to proprietary or alternative providers when needed.
| Component | Technology Approach | Why This Approach? |
|---|---|---|
| Frontend (User Interface) | Modern JavaScript framework (React-based) | Fast, responsive UI with SEO-friendly capabilities |
| Backend (Server Logic & API Layer) | Scalable, event-driven architecture (Node.js) | Efficient real-time data handling for financial automation |
| Database (User & Transaction Data) | Structured, relational database (PostgreSQL) | Secure, reliable, and optimized for complex financial queries |
| Authentication & User Management | Secure OAuth-based identity management | Supports social logins, multi-factor authentication, and role-based permissions |
| Financial Data Aggregation | API-driven integrations with multiple financial institutions | Ensures real-time bank connections for transaction monitoring |
| Payment Processing | Secure third-party transaction facilitation | Enables automated bill payments while allowing flexibility for future in-house processing |
| OCR (Bill Scanning & AI Extraction) | Advanced AI-based image processing | High-accuracy text recognition for bill digitization |
| AI & NLP (Smart Categorization & Insights) | Machine learning-powered financial insights | Predicts trends, categorizes expenses, and detects anomalies |
| Immutable Ledger (Transaction & Compliance) | Blockchain-based financial tracking | Unalterable transaction history for trust and transparency |
| Legal Document Generation & e-Signatures | API-based dynamic contract creation | Automates caregiver authorization agreements |
| Cloud Infrastructure & Hosting | Scalable cloud-based infrastructure | Supports cost-effective expansion and high availability |
| Security & Compliance | AES-256 encryption, SOC 2-level security | Protects sensitive caregiver and financial data |
System Architecture & Scalability
Liyara follows a modular and adaptable architecture, ensuring we remain flexible in our technology choices as we scale.
- Modern JavaScript framework (React-based) for intuitive, mobile-first design
- Secure authentication with OAuth 2.0 and role-based user permissions
- Integrated AI-driven categorization for automatic bill organization
- Node.js & Express for high-performance API handling
- Event-driven architecture to manage real-time financial data updates
- GraphQL/REST API options for future integrations with partners
- PostgreSQL for financial transaction tracking
- Secure cloud storage for bill images and caregiver documentation
- Immutable ledger integration to ensure financial transparency
- Multi-provider financial integrations ensure access to bank transactions
- Secure third-party processing for automated bill payments
- Adaptive payment workflows allowing direct approvals or scheduled transactions
- OCR & machine learning to extract bill details and categorize spending
- Anomaly detection models for fraud prevention and financial oversight
- AI-powered financial insights for smarter caregiving decisions
- End-to-end encryption to protect sensitive data
- Immutable financial tracking using blockchain-based technology
- SOC 2-ready infrastructure to meet enterprise compliance standards
Competitive Edge: What Sets Liyara Apart?
Unlike traditional bill pay tools, Liyara automates financial caregiving—tracking, categorizing, and predicting expenses in real time.
Most financial caregiving platforms require a Power of Attorney (POA)—Liyara offers custom caregiver authorization agreements that are legally binding but more flexible.
Our blockchain-backed transaction tracking ensures accountability and trust, making it impossible to alter financial records.
Designed for direct users (caregivers) and enterprise partnerships (banks, insurers, and employers), ensuring long-term revenue diversification.
Scalability & Future Growth
Liyara's architecture supports rapid expansion while minimizing technical debt.
- Caregivers onboard individually for AI-powered bill management
- Secure bank linking for financial visibility
- Automated legal authorization (without POA)
- Smart fraud monitoring & alerts
- Banking & insurance partnerships for wider distribution
- Bulk licensing for elder care providers
- Custom integrations for financial institutions
Investor Takeaway
Liyara's technology stack is built for the future—designed for security, automation, and financial caregiving at scale.
- ✅ AI-driven automation removes manual financial burdens for caregivers
- ✅ Immutable transaction tracking ensures trust and accountability
- ✅ Flexible tech stack avoids vendor lock-in, allowing strategic pivots
- ✅ Built for both B2C & B2B expansion, ensuring long-term scalability
Liyara is creating the future of financial caregiving—a category-defining platform with a strong technological foundation and clear competitive moat.